Term Loan in Anand & Charotar
Structured medium & long-term capital for business capacity expansion
Loan Amount: ₹25 Lakhs - ₹25 Crores
Tenure: 3 to 10 Years
Zero Consultation Fee
Product Overview
Long-term business projects require structured capital with predictable repayment schedules. Maa Finance assists industries, manufacturing units in Vitthal Udyognagar GIDC, and agro-processing hubs across Charotar in structuring and securing bank term loans tailored to asset life cycles and projected cash flows.
Maa Finance assists borrowers across Anand, Vallabh Vidyanagar, Nadiad, Petlad, Borsad, Khambhat, and Karamsad in obtaining swift, hassle-free sanctions from top RBI-registered scheduled commercial banks and NBFCs.
Eligibility Criteria
- Registered commercial entities with minimum 3 years profitable operations
- Healthy debt-service coverage ratio (DSCR > 1.3)
- Detailed Project Report (DPR) or expansion blueprint
- Clean credit history and banking conduct with existing lenders
Documents Required Checklist
- Company incorporation docs, MOA, AOA, Partnership Deed
- Audited Balance Sheets, P&L, Tax Audit Reports for last 3 financial years
- Projections with CMA data for proposed loan tenure
- Quotations, civil estimates, and feasibility report of the expansion project
- Primary collateral property/plant documents
Benefits with Maa Finance
- Substantial capital deployment for greenfield or brownfield projects
- Moratorium period during construction/commissioning phase
- Structured multi-bank consortium or single-lender funding
- Support with CMA preparation and bank presentation
Fast Sanction Advisory
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